Details: Office Location / Address: Regular Education Level: NAM-USA-GA-Atlanta Shift: Full-time Employee Status: Bachelor's Degree Citi, the leading global financial services company, has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management. Additional information may be found at www.citigroup.com or www.citi.com. Position SummaryThis position resides inside the Citi Risk Management team responsible for the Macy's Retail Credit Card Portfolio. The individual will support the development of acquisition credit policies in a Partner environment.. The individual will have full accountability for implementation of these polices and processes to support growth and loss risk dynamics, adherence to credit policy and compliance with business and external regulatory requirements. This role requires an individual with credit risk management experience, strong data analysis skills, knowledge of industry-standard credit card infrastructure, attention to detail, and a project management skill set. Key Responsibilities• Initiate and manage acquisition credit policy enhancements; including analysis and validation and testing of risk management policies and strategies to manage various aspects across credit life cycle. Conduct risk, financial and data analysis including profiling, sampling, reconciliation, and quality testing. • Support definition of risk requirements for custom risk strategy changes, which may span IT, Risk Policy, Risk Systems and the business (CD, BI, Marketing, etc), and outside systems vendors. Ensure technical requirements for risk strategies are clear and understood. Work with cross-functional teams to drive discovery and implementation of timely application of requirements.• Implement initiatives to ensure consistency and compliance with credit policies, and work with cross functional business counterparts to develop and implement risk strategies and program planning• Establish cross-functional partnerships and networks to contribute and execute cross-functional and business initiatives both internally to Citi and with the Partner• Ensure all initiatives comply with the policies, regulations, and strategic direction set by senior management, and participate in various control, audit and compliance initiatives across the Macy's Risk group.
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